Finance

Compare Credit Cards

Discover the best bank credit cards for rewards, travel, and everyday spending.

BeiCompare helps you compare Kenya's top credit cards from trusted banks – including fees, limits, and benefits – so you can choose the right card for your lifestyle.

Why Use a Credit Card?

Credit cards offer flexibility, convenience, and rewards. They allow you to pay later while earning cashback, travel perks, or discounts.

Safe and secure payments
Cashback and reward programs
Travel and lifestyle benefits
Flexible repayment options
Accepted worldwide

Credit Card Types

Choose a card tier that matches your income and lifestyle.

Classic

Classic Credit Card

LimitKES 50,000 – 150,000
Annual FeeKES 2,000 – 3,000
Ideal forbeginners, salary earners
Gold

Gold Credit Card

LimitKES 150,000 – 500,000
Annual FeeKES 4,000 – 6,000
Ideal formid-income earners, business people
Platinum

Platinum Credit Card

LimitKES 500,000 – 2,000,000+
Annual FeeKES 8,000 – 12,000
Ideal forhigh-income earners, frequent travellers

Credit Card Details

Detailed breakdown of fees, rates, and requirements for each card tier.

Classic Card
LimitKES 100,000
Annual FeeKES 2,500
Interest Rate3.5% per month
Minimum Payment5%
Late FeeKES 1,000
RequirementsPayslip, ID, KRA PIN
Gold Card
LimitKES 300,000
Annual FeeKES 5,000
Interest Rate3.2% per month
Minimum Payment5%
Late FeeKES 1,200
RequirementsSalary 80k+, 6 months statements
Platinum Card
LimitKES 1,000,000
Annual FeeKES 10,000
Interest Rate2.8% per month
Minimum Payment5%
Late FeeKES 1,500
RequirementsSalary 150k+, CRB good

Calculator Inputs (User Enters)

Enter your credit card details below to estimate costs and payments.

Credit Card Details

Calculator Results

Enter your credit card details above to see your estimated costs.

These are estimates based on the credit limit being fully utilized. Actual interest and charges depend on your outstanding balance, repayment behaviour and the card provider's terms.

Featured Kenyan Bank Credit Cards

Compare top credit cards from leading Kenyan banks.

KCB Gold Credit Card

LimitUp to KSh 500,000
Interest Rate3.5% per month
Annual FeeKSh 3,000
BenefitsTravel insurance, lounge access, cashback
RequirementsNational ID, income proof, KCB account

Equity Visa Credit Card

LimitUp to KSh 300,000
Interest Rate3% per month
Annual FeeKSh 2,500
BenefitsCashback on shopping, online protection
RequirementsNational ID, income proof, Equity account

Co-op Classic Credit Card

LimitUp to KSh 250,000
Interest Rate3.25% per month
Annual FeeKSh 2,000
BenefitsDiscounts on fuel and groceries
RequirementsNational ID, income proof, Co-op account

Absa Platinum Credit Card

LimitUp to KSh 600,000
Interest Rate3.75% per month
Annual FeeKSh 4,000
BenefitsLounge access, travel insurance, cashback
RequirementsNational ID, income proof, Absa account

NCBA Visa Credit Card

LimitUp to KSh 400,000
Interest Rate3.5% per month
Annual FeeKSh 3,000
BenefitsCashback, travel perks, online protection
RequirementsNational ID, income proof, NCBA account

Credit Card Comparison Table

Side-by-side comparison of featured bank credit cards.

Bank Card Type Limit (KSh) Interest Rate Annual Fee Key Benefits
KCB Gold 500,000 3.5% 3,000 Travel insurance, cashback
Equity Visa 300,000 3% 2,500 Cashback, online protection
Co-op Classic 250,000 3.25% 2,000 Fuel & grocery discounts
Absa Platinum 600,000 3.75% 4,000 Lounge access, travel insurance
NCBA Visa 400,000 3.5% 3,000 Cashback, travel perks
Benefits

Why Compare Credit Cards on BeiCompare?

Transparent fees and limits

Verified bank data

Easy comparison layout

Premium, mobile-friendly design

FAQ

Frequently Asked Questions

Click "Apply Now" and follow the bank's online process.

Yes, most banks require proof of income.

Yes – all listed cards use secure payment systems.

Yes, Visa and Mastercard cards are accepted globally.