Find the best cover for your car — comprehensive, third-party, or PSV.
Car insurance in Kenya protects you financially if your vehicle is damaged, stolen, or causes injury or property loss to others. It's not just a legal requirement — it's peace of mind every time you drive. BeiCompare helps you compare trusted insurers instantly, view cover options side by side, and choose the best plan for your car, whether personal or commercial.
Choose the right level of cover for your vehicle
Protects against theft, fire, and damage to your own car.
Covers damage or injury caused to others.
Tailored for commercial and ride-hailing vehicles.
For trucks, pickups, and delivery vehicles.
Affordable protection for riders and bikes.
Enter your vehicle details to estimate your premium
These determine the base premium.
These define the premium structure.
Enter your vehicle details and click Calculate Premium to see your estimated cost.
See how premiums vary by vehicle value and underwriting rate
To get car insurance in Kenya, you need the following documents:
These are the standard requirements used by all major insurers in Kenya.
Car insurance protects you financially and gives you peace of mind on the road.
Compare plans from Kenya's leading IRA-licensed insurers
Affordable cover for riders, passengers, and motorcycles.
These determine the base premium.
These define the premium structure.
Enter motorcycle details and click Calculate Premium to see your estimated cost.
Rider, Passenger, and Motorcycle Protection
Personal Accident Cover (PA): Pays for rider injuries, disability, or death resulting from an accident. Some policies also include hospital cash benefits.
Legal Protection: Covers compensation claims if the rider injures someone or damages property while riding. This is part of Third Party Only (TPO) insurance, which is legally required.
Passengers are not automatically covered under basic TPO. Passenger Legal Liability (PLL) must be added.
PLL covers:
PLL typically costs KES 500 per passenger per year.
If a rider carries passengers for hire without PLL, claims are rejected, even if TPO is valid.
This is the highest level of protection for the bike.
Protects your house, household items, and personal belongings.
For people who own and live in their home.
Covers tenants' belongings inside a rented house.
Protects rental property owners against damage and loss.
Covers fire, floods, storms, lightning, and explosions.
Protects household items from break-ins and theft.
Injury or medical cover for house staff.
Estimate your home insurance premium
These determine the base premium for building cover.
Enter property details and click Calculate Premium to see your estimated cost.
See how home insurance premiums vary by contents value
Protect your trip, luggage, health, and travel plans from unexpected risks.
Travel insurance covers:
BeiCompare helps compare multiple insurers instantly.
Cover is available for: Kenyan travellers and Tourists visiting Kenya.
For one trip only.
For frequent travellers.
For students studying abroad.
For corporate travellers.
For tourists visiting Kenya.
See how travel insurance premiums vary by trip value
Health insurance covers outpatient treatment, inpatient hospitalisation, surgery and specialist consultations, maternity cover, and dental & optical (optional). BeiCompare helps compare plans for individuals, families, and businesses.
For one person.
Covers spouse and children.
For employees.
Combined government and private cover.
For pregnancy and childbirth.
See how health insurance premiums vary by cover value